78 W Shore Drive

Putnam Valley, NY
$ 945,000 Beds 5 Baths 3 Sq 3,570
Monthly Estimate* How much can I afford?

Multiple Bids on this property...LAKEFRONT with a SEPARATE PRIVATE APARTMENT and its own entrance! Calling all serenity lovers seeking direct lake front access on Lake Oscawana with only a one hour commute to New York City! 90' lake front with 150 square feet Trex dock and 20x16 trex deck offers a life of peace and happiness! Country living at its finest yet close to everything one could ask for and more! The activities are endless! Enjoy motor boating, fishing, kayaking, or ice skating during the winter months and this is just the beginning of it all! The very spacious home features a large family room with fireplace, large windows with direct lake views, and wide plank cherry floors. There is an exit to a two tiered deck with pergola, lake and garden views. The large eat-in-kitchen with cherry cabinetry, granite counters and ceramic tiles offers additional space for dining with again breathtaking views! The Master Bedroom suite and Master Bathroom is on its own private floor and features two over-sized walk-in-closets and a storage room for seasonal items. Steps down from the Master Bedroom are three additional large bedrooms, hall bathroom and a bonus room with deck and lake views. This additional bonus room is a great home office, exercise room, yoga studio or anything you wish to imagine in this remarkable space. The private in-law apartment has its own entrance and private driveway and the interior boasts a spectacular living area, bedroom, kitchenette and full bathroom setup! The two car garage is heated for extra warmth during the cold winter months. The current owners love this home and what they enjoy most is the country living with the added action packed lifestyle. Heading into NYC by train or driving for business or recreation with little traffic is ideal for many not wanting to travel hours away. This residence is full of light and this family has spent years enjoying bird watching, gardening hiking, and water sports on the lake including a few yoga sessions dock by the dock as the sun goes down. Close to historical sites of Hudson, Woodbury Common shopping, West Point, Westchester Mall just to name a few. Oscawana Lake is one of the largest lakes in Putnam County. Next to Fahnestock Preserve and State owned hiking trails. The Fall time gives a great opportunity for apple and pumpkin picking and breweries all around for special treats and beverages. Across from this home is New York State property donated by the original owner/builder of the house. It is annex to Fahnstock Preserve and there are hiking trails accessible directly across from each of the gates on this property. Roof was replaced in 2013, Wood flooring in 2007, Central Air in 2008, Stone wall masonry 2013, all close to $200,000 in renovations. Gross Property taxes are as follows: Town and County $5935.07, School Taxes $17,349.00 Total Gross is $23,284.07. The STAR of $1198.60 reduces taxes further to $22,085.47. Taxes will also reflect an additional $1784 for 2021 as assessment was reduced. In addition to STAR, taxes will be lowered to $20,301.47...A wonderful offering at this price point. Lake Oscawana is at the heart of Putnam Valley, New York. The 386-acre lake has a depth that ranges from 25 feet to 30 feet at its deepest. The lake is fed by a stream from its north end and it drains out into Oscawana Creek at the middle of its southeastern shore. For more information on this lake, you can google Lake Oscawana for more information and be directed to web pages. Covid disclosures and Pre-approval letters are required prior to all scheduling of appointments. A hidden gem in Putnam County. On beautiful Spring and Summer days just imagine yourself having a picnic near the sparkling lake. Ahhh, now that is paradise at its best!

Single Family

  • Price
  • $ 945,000
  • Lot Size
  • 1.13 Acres
  • Bedrooms
  • 5
  • Sqr Footage
  • 3,570
  • Full Bathrooms
  • 3
  • Half Bathrooms
  • 0
  • City, Zip
  • Putnam Valley
  • County
  • Style
  • Area
  • MLS#
  • H6104154
  • Zip
  • 10579
Listing Provided by: Anthony DeBellis with Douglas Elliman Real Estate
Data Source: OneKey MLS


  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator


Per Month

Based on the average sale price from the New York, NY office

  • Monthly Principal & interest $1,740
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 3.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.


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Price History

3/24/2021 Listed $938,000

Property vs Zip Code Average in 10579

AVG $700K


78 W Shore Drive Putnam Valley, NY is a Single Family Home for sale at $938000 with 3570 sqft and a lot size of 1.13 Acres Acre(s). 78 W Shore Drive Putnam Valley has 5 bedrooms, 3 baths . The property's zip code is 10579 which is in Putnam Valley, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 3.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.